About Murtaza

Experience is most useful when it remains curious.

A finance professional, independent commentator and lifelong learner based in Mombasa, Kenya.

I am a Chartered Accountant and former senior finance executive with more than 35 years of experience across accounting, audit, financial management, business systems, operations and general management.

A career grounded in practical finance

My working life has involved much more than producing accounts. I have worked with management teams, systems and operating businesses where financial information must be accurate, timely and useful. That experience taught me to look beyond the numbers: to understand how decisions are made, where processes break down and what an organisation needs in order to move forward with confidence.

I have particular interest in financial analysis, management reporting, controls, accounting and ERP systems, business performance and the translation of complex information into clear recommendations. I value sound judgement, intellectual honesty and solutions that work in the real world.

What I am doing now

Although I have retired from full-time corporate life, I remain professionally engaged. I continue to follow business, markets and technology closely and I am exploring how responsible use of artificial intelligence can improve research, analysis, communication and everyday decision-making.

I am also open to selected remote finance-related assignments, particularly work where an experienced, independent perspective can help with analysis, reporting, systems, controls or business decisions. I am legally able to undertake suitable work in both the United Kingdom and Kenya.

Why this website exists

This is my independent publishing home. I write about business and finance, technology, travel and the products, restaurants, hotels and services I have experienced personally. The aim is not to sound corporate or promotional. It is to offer useful context, balanced opinions and observations shaped by experience.

Some articles will be analytical; others will simply share an experience worth recording. In every case, I want the writing to be clear, approachable and useful to the reader.

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